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GREGORY ELMIGER is a retail risk product specialist at the RiskMetrics Group, a New York--based company that specializes in risk management. Greg is an original member of the group at RiskMetrics that developed RiskGrades and is responsible for helping oversee the day-to-day operations and ongoing development of the RiskGrades service. Since joining RiskMetrics in 1999, Greg has actively developed an integrated library of Web-based courses, training programs, and research to help clients increase their overall level of awareness and understanding of risk. Prior to joining RiskMetrics, Greg was a vice president at Zoologic, a company that specializes in developing computer-based training software for financial professionals. STEVE S. KIM is a trader at Marathon Asset Management, a hedge fund based in New York. Previously, Steve was an emerging markets trader at Banco Santander and part of the product team at RiskMetrics that helped develop and implement RiskGrades as an emerging standard for risk measurement. Before joining RiskMetrics, Steve was a vice president at UBS Warburg, where he was part of a team in charge of building the relative value and credit derivatives book. Steve received a bachelor of arts from the University of California at Berkeley, graduating with high honors. He holds a master's degree in international affairs from Columbia University. ETHAN BERMAN is CEO of the RiskMetrics Group. Ethan is responsible for overall business strategy and vision for the company and spends his time engaged in business development, strategic partnerships, and customer relationships. Before spinning off RiskMetrics from J.P. Morgan, Ethan was a bond trader and eventually headed up the mortgage-backed securities business, the North American taxable sales force, and the government option and zero-coupon trading desk at Morgan. He became a managing director at J.P. Morgan, responsible for the firm's Risk Management Services Group. There he developed risk products such as RiskMetrics and CreditMetrics. In 1997, Ethan was named one of the new stars of global finance by BusinessWeek. |