The Cayman Islands: White sand, blue sea, warm sun, offshore money and 50 million in stolen jewels that nobody really wants found. Nobody, that is, but Chris Sherman because his life depends on it. Aided by local detective Dalbert Hannah and beautiful associate Rebecca Star, Chris Sherman, a low level insurance investigator, inexpertly navigates the turbulent waters of the Cayman Islands in a game of cat and mouse with the treacherous Ava Courie and her murderous son Karl, while each searches for 50 million dollars worth of stolen jwelery.